Whether you're running payroll, planning a property purchase, or tracking ad spend — our 90+ free calculators are built for how Australian businesses actually work.
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Four focused toolkits covering every number an Australian business needs to run.
Calculate ROI, CPC, CPM, conversion rates and optimise your ad spend across Google, Meta, TikTok and more.
Cash flow, GST, payroll tax, business valuation, working capital and the financial ratios that keep you in control.
ATO-based calculators for tax returns, superannuation, Medicare levy, HECS repayments and financial planning.
Mortgage repayments, stamp duty, rental yield, land tax, CGT and LVR — full property investment coverage.
No maths degree required.
Browse by category or search 90+ tools. Everything is on one place — no menus to dig through.
Clearly labelled, plain-English inputs with tooltips where you need them. No jargon, no guesswork.
Answers appear as you type, using current FY 2025-26 rates. Free to use, nothing to download.
Convert bank statements, QBO, OFX, QIF, and IIF files free. 16 converters built for Australian accountants and business owners.
Bank Statement (PDF) to CSV Converter
Import directly into Excel, Google Sheets, MYOB, or QuickBooks.
Bank Statement (PDF) to Excel Converter
Get structured, analysis-ready Excel files from any Australian bank PDF.
OFX to QBO Converter
Import your bank transactions directly into QuickBooks Online with one click.
QIF to CSV Converter
Import QIF transactions into Excel, Google Sheets, MYOB, or any CSV-compatible app.
QFX to Excel Converter
Get structured, analysis-ready Excel files from QFX bank downloads.
IIF to CSV Converter
Migrate QuickBooks data to Excel, Google Sheets, or any other tool that reads CSV.
🔒 Client-side only — your files never leave your browser. Free forever. No account needed.
For the complex Australian tax and legal scenarios.
Generate your 30 June trustee resolution. Avoid the 47% default tax.
OpenCheck your numbers against ATO benchmarks for an instant risk score.
OpenSee your exact after-tax take-home in both structures, FY 2025-26.
OpenCalculate land tax across all 8 Australian states in one place.
OpenModel an affordable payment plan and generate a hardship letter.
OpenCalculate ROI, CPC, CPM, conversion rates and optimise your ad spend across Google, Meta, TikTok and more.
Calculate profit impact of discounts and required sales increase to maintain total profit.
Determine if your A/B test results are statistically significant with confidence levels.
Calculate optimal max CPC bid based on target CPA and conversion rate for Google Ads.
Calculate LTV using AOV, purchase frequency, and lifespan; compare against CAC for e-commerce.
Analyze video ad retention metrics including completion rate and drop-off points for TikTok, Meta, and YouTube.
Calculate affiliate commission costs, net profit after commission, and ROAS on partner spend for e-commerce.
Estimate landing page ROI by modeling conversions, revenue, and costs including per-visitor expenses.
Convert CPC to equivalent CPM based on CTR, estimate reach costs, and assess auction efficiency for Meta/Google ads.
Cash flow, GST, payroll tax, business valuation, working capital and the financial ratios that keep you in control.
Measure how efficiently your business collects receivables and assess cash flow health.
Estimate your Australian business worth using EBITDA x industry multiplier method.
Calculate working capital (current assets - current liabilities) and the working capital ratio
Calculate D/E ratio to assess financial leverage and risk for your business.
Create a 12-month cash flow projection to anticipate surpluses or shortfalls for your SME.
Calculate Cost of Goods Sold and Gross Profit Margin for your business
Calculate business loan repayments, total interest, and amortization schedule
Calculate current ratio and quick ratio (acid-test) to assess business liquidity and financial health
ATO-based calculators for tax returns, superannuation, Medicare levy, HECS repayments and financial planning.
Estimate your Medicare Levy Surcharge (MLS) liability for the 2025-26 financial year.
Estimate your mandatory student loan repayments and annual indexation for FY 2025-26.
Estimate your tax refund or debt for FY 2025-26 using Stage 3 tax rates, Medicare Levy, and HECS repayments.
Estimate your super balance at retirement with the 11.5% Super Guarantee (SG).
Compare take-home pay with pre-tax packaging (Novated Lease, NFP benefits) versus regular pay using Stage 3 tax brackets.
Calculate tax on additional freelance, gig, or contract income based on your tax bracket and deductible expenses.
Calculate how much you need to save weekly, monthly, or yearly to reach your financial target based on expected returns.
Calculate your LITO entitlement under ATO 2026 rules: max $700, phased reduction based on income.
Mortgage repayments, stamp duty, rental yield, land tax, CGT and LVR — full property investment coverage.
Estimate your weekly, fortnightly, or monthly mortgage repayments and see total interest over the life of your loan.
Calculate government stamp duty and transfer fees for property purchases across all Australian states.
Calculate gross and net rental yields for your investment property in Australia.
Estimate your CGT liability for property sales in Australia.
Calculate VIC land tax for general and trust land with 2026 rates
Calculate tax benefits from rental property negative gearing based on your tax bracket
Calculate NSW stamp duty with first home buyer options for 2025-26
Estimate LMI cost for deposits under 20% (LVR > 80%)
We built the tools we wished existed when running our own businesses.
Tax tools are updated when the ATO releases new rates, so you never calculate on outdated FY figures.
No subscriptions, no paywalls, no hidden tiers. Every calculator is free, every time.
From stamp duty by state to the Medicare Levy Surcharge — every tool reflects Australian rules.
Results appear as you type. We never store your inputs — your numbers stay on your screen.
Plain-English breakdowns of tax, property and business finance.
How transfer duty is calculated, state-by-state differences, first home buyer concessions and the other upfront costs to budget for.
Read guide BusinessCompany tax, GST, payroll tax, FBT, super and the deductions that cut your bill — with a calculator for every one.
Read guide Payday SuperThe free ATO clearing house is retiring under Payday Super. What employers need to do and the alternatives available.
Read guideROAS can lie to you. MER (Marketing Efficiency Ratio) is the number that tells you whether the business is really profitable — plus the 15% hidden buffer rule.
Read guideEverything you need to know before you start calculating.
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