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Foreign Buyer Surcharge Calculator Australia — FY 2025-26

A foreign buyer surcharge calculator Australia helps overseas purchasers and temporary residents estimate the additional stamp duty surcharges imposed by state governments across Australia.

People Also Ask

A foreign person includes temporary residents, foreign investors, and foreign-owned companies. Australian citizens, permanent residents, and New Zealand Special Category Visa holders are generally exempt from foreign buyer surcharges.
Foreign buyer surcharges are generally non-refundable, even if you later obtain Australian permanent residency. Some states may provide refunds within 12 months if you become a permanent resident, but conditions apply.
Most foreign buyer surcharges apply only to residential property. Commercial properties, including retail, office, and industrial, are typically exempt from these additional surcharges.
As of 2026, NSW and VIC impose an 8% surcharge, QLD 8%, WA 7%, and SA 7%. Each state also has different thresholds, exemptions, and application requirements administered by the respective state revenue office.
3 min readLast updated: 2026-05-26

About the Foreign Buyer Surcharge Calculator

A foreign buyer surcharge calculator Australia helps overseas purchasers and temporary residents estimate the additional stamp duty surcharges imposed by state governments across Australia. These surcharges apply to residential property purchases and vary significantly between NSW, VIC, QLD, WA, and SA. Understanding these costs upfront is essential for foreign investors to budget accurately and comply with state revenue office requirements.


What is the Foreign Buyer Surcharge Calculator?

This calculator estimates the Foreign Buyer Surcharge and additional duties payable when foreign persons acquire residential property in Australia. Each Australian state imposes its own surcharge on top of standard stamp duty for foreign purchasers. As of 2026, the surcharge rates are 8% in NSW, 8% in VIC, 8% in QLD, 7% in WA, and 7% in SA. The calculator takes the property value, applies the applicable surcharge rate for the selected state, and adds the standard stamp duty to show the total stamp duty liability. It also accounts for certain exemptions and concessions available to Australian permanent residents, New Zealand Special Category Visa holders, and certain visa subclasses. The tool is essential for foreign investors, expatriates returning to Australia, and migration agents advising clients on property purchase costs. By providing a clear total figure, the calculator helps foreign buyers compare costs across different states and make informed investment decisions.


How to Use This Calculator

  1. 1Select the state of purchase: Choose from NSW, VIC, QLD, WA, or SA where you plan to purchase property.
  2. 2Enter the property value: Input the total purchase price of the residential property in Australian dollars.
  3. 3Select your visa or residency status: Choose from foreign person, temporary resident, permanent resident, or Australian citizen to determine surcharge eligibility.
  4. 4Enter property type: Select whether the property is residential, commercial, or vacant land for surcharge applicability.
  5. 5Enter your citizenship status: Indicate whether you are from a country with a special tax treaty or reciprocal arrangement.
  6. 6Review your total costs: The calculator shows standard stamp duty, foreign buyer surcharge amount, and total stamp duty payable.

Worked Australian Example

Practical Example

Wei is a Chinese citizen living overseas who wants to purchase an apartment in Green Square, NSW for $1,200,000. As a foreign person, he is subject to the NSW Foreign Buyer Surcharge. Using the calculator, he selects NSW, enters $1,200,000 as the property value, selects foreign person as residency status, and chooses residential property. The calculator computes standard stamp duty in NSW at approximately $53,707. The Foreign Buyer Surcharge at 8% adds $96,000. Total stamp duty payable is $149,707. Wei also learns that he must pay this amount before settlement and that it is not refundable even if he later becomes an Australian resident. He compares this with purchasing in QLD where the surcharge would be $96,000 on the same property value, making NSW and QLD similar in total cost. Wei adjusts his purchase budget to account for the additional $96,000 surcharge and proceeds with his NSW purchase decision.


Common Foreign Buyer Surcharge Calculator Questions

A foreign person includes temporary residents, foreign investors, and foreign-owned companies. Australian citizens, permanent residents, and New Zealand Special Category Visa holders are generally exempt from foreign buyer surcharges.
Foreign buyer surcharges are generally non-refundable, even if you later obtain Australian permanent residency. Some states may provide refunds within 12 months if you become a permanent resident, but conditions apply.
Most foreign buyer surcharges apply only to residential property. Commercial properties, including retail, office, and industrial, are typically exempt from these additional surcharges.
As of 2026, NSW and VIC impose an 8% surcharge, QLD 8%, WA 7%, and SA 7%. Each state also has different thresholds, exemptions, and application requirements administered by the respective state revenue office.
Yes, foreign persons must obtain approval from the Foreign Investment Review Board (FIRB) before purchasing residential property in Australia. FIRB fees apply and vary based on the property value.


Reviewed by

BizMetrixs Team

Australian Financial Specialists

This Foreign Buyer Surcharge Calculator Australia calculator provides estimates only. Results are based on ATO 2025-26 published rates and general calculation methods. Individual circumstances may vary. This tool is for informational and educational purposes only and does not constitute financial, tax, or legal advice. For personalised advice, consult a registered tax agent or financial adviser.